Financing

“Access to understandable health insurance is essential to empower patients to participate in their care, & it is our responsibility to provide access to that information.”

 

OUR PAYMENDiscover_card_new_logoT OPTIONS:

Payment for services is due when they are rendered.Payment Options

There are multiple dental plans available today. Smiles By Design will always do their best to find the most information possible about your particular plan and the payment options for procedures performed.

Please contact us for more information about our work and possible payment options for your particular insurance plan.

We take Visa, Mastercard, Discover, cash, and checks. If you need to make payment arrangements they must be completed before treatment.

We offer 0% financing through Care Credit, a 5% discount for cash payments in full at the first visit (3% discount for credit card). If treatment requires several visits you may split the payments. All treatments must be paid in full at completion.

We participate with Delta Dental Premier and Advantage plans and with Fidelio Insurance. For other PPO plans we will pre-authorize treatment so you know your responsibility before beginning treatment. Unfortunately we are not a participating provider for HMO insurance plans.

We participate with the following plans:

    1. Delta Dental Premier
    2. Delta Dental Advantage
    3. Fidelio
    4. Horizon BC & BS of NJ Option Plan
    5. Cigna Discount Network
    6. Horizon Option Plan
    7. Cigna Dental PPO

 

We work with all dental PPO plans that have out of network benefits. Our existing patients have the following companies:

    1. Aetna
    2. Met Life
    3. United Concordia
    4. Bollinger
    5. G.E.H.A.
    6. Assurant Employee Benefits
    7. National Elevator Union
    8. BC & BS all States
    9. Principle Financial Group
    10. United Healthcare Dental
    11. The Guardian Dental

 

We are a small office and we do NOT accept Medicaid or any HMO dental plans. Dental insurance plans are confusing; the easiest way to understand how your particular plan works in our office is to contact Anne. Anne has over 25 years of insurance experience. Call 856 939-0771 or email anne@njsmilesbydesign.com